Start with JANET.
Ask about individual coverage and compare available plans for your household.
NEW · A CONVERSATION THAT MOVES YOU FORWARDJANET finds the options.
JANET finds the options.
We help you finish.
Get your individual health quotes here. Ask a question, compare plans, and choose your next step—with a licensed agent ready to help complete the application.
Looking ahead to 2027? Select 2027 to check what is available for your location. Plans appear as the quote feed releases them; 2026 results are never presented as 2027 quotes.
Tell us your choice.
Select a plan and sign permission for our agency to help. Your selection requests assistance.
Finish with a person.
Your request enters our private queue and triggers an agency email alert. An appropriately licensed agent calls to verify details and complete the application with you.
Could a Marketplace subsidy lower your cost?
Explore JANET’s federal subsidy planning estimate or compare Marketplace plans through our enrollment partner. Final savings and eligibility are determined by the Marketplace.
JANET’s direct plan finder below shows off-Exchange premiums and does not apply tax credits. The separate subsidy estimator requires verified Marketplace premiums and currently supports one adult seeking a credit in the 48 contiguous states and DC. Alaska, Hawaii and complex households need an advisor review. An employer coverage or ICHRA offer can affect eligibility; your agent will review it before you apply.
JANET · MEDICAL PLANS
Find a plan. Ask us to finish the application.
Compare off-Exchange medical plans for you and your family. Enter your ZIP and household details, choose a coverage date, then see available plans and monthly premiums.
How it works
- Enter your home ZIP. If it covers more than one county, choose where you live.
- Choose your coverage date and add the people who need coverage.
- Search plans. Add an employer allowance to estimate your share of the monthly premium.
Plan availability varies by location and year. An empty result does not mean coverage is unavailable. Historical 2026 prices are never shown as 2027 rates.
01 · Your location02 · Your household03 · Choose your plan
Enrollment privacy & HIPAA · Household rating details are sent to CMS for off-Exchange quotes. Do not enter names, SSNs or clinical records.
Source: CMS Finder API. Birth dates and rating details are sent securely for the search. We save your household details only if you submit an enrollment-assistance request with permission. Confirm premiums, provider networks and prescription coverage before enrollment.
Let’s make the handoff easy.
Need help with your plan choice, Marketplace savings or 2027 availability? Give us permission to call. Your contact details and signed permission go to our private enrollment queue.
Your choice. Your permission. Your agent.
Signing broker permission allows the assistance you request. It does not authorize an automatic plan switch or application submission. You review the application and required attestations with your agent before submission. Coverage depends on carrier acceptance, eligibility and any required premium payment.
Privacy & enrollment information · Broker permission & revocation · Schedule a meeting