2027 market intelligence
How the ICHRA Market Score works.
The score is a directional screening tool—not a quote or recommendation. It helps identify where an employer-specific comparison deserves attention.
Rate movement
We compare available individual-market and small-group trend signals.
Carrier depth
We track the number of participating carriers and the need for county, rating-area and ZIP analysis.
Employer economics
We test whether market differences survive administration, broker compensation, setup costs and contribution design.
Preliminary rates may be requested, reviewed or final. Scores can change as filings and carrier information develop. Employer decisions require census-level quoting, affordability and compliance review.