Colorado ICHRA market guide · 2027
Colorado ICHRA rates, carriers and employer strategy.
Use this state page as a screening tool, then run census-level quotes by home ZIP, age and household.
Individual trend
+15.5%
Small-group trend
+14.4%
Tracked carriers
6
Carrier availability and networks vary by county, rating area and ZIP.
What this means for Colorado employers
Individual rates are trending 1.1 percentage points faster than small group in this snapshot. Employers should treat this as a market headwind and compare group coverage carefully.
Status: Under review · Market Score 81/100
Read the methodology or request an employer-specific ICHRA analysis.