Provider continuity · Funding flexibility
Keep the care relationships.
Compare the funding paths.
Start with the doctors and facilities that matter. Review exact plan-network evidence, identify unresolved checks and compare the costs of one plan or a combination.
This evidence-review tool does not currently search live carrier directories or call an AI matching service. Supplied evidence determines the results. It measures provider continuity, not overall network quality or employee satisfaction.
1. Add your provider list
Paste CSV or upload a CSV exported from your spreadsheet. One provider and location per row. Use a consistent provider_id; do not include employee names, diagnoses or medical records. Files are processed on this device and are not uploaded or saved by this tool.
How scoring works
Confirmed coverage = confirmed in-network weight ÷ total provider weight. Evidence completion = confirmed in- or out-of-network weight ÷ total weight. Essential providers receive weight 2; all others weight 1. Missing, conflicting, invalid or older-than-90-day evidence stays unresolved. Scores do not imply appointment availability, quality or guaranteed coverage.
2. Supply exact network evidence
Collect results from the carrier directory or a verified carrier response. Use the same provider_id and location. Each row needs the exact plan, network, status (in or out), source and checked_on date (YYYY-MM-DD). A name-only guess cannot establish a match.
Confirm plan year, service location, accepting-new-patient status and coverage directly before enrollment. A missing directory entry is not proof that a provider is out of network.
3. Compare a plan or a combination
Review federal CHOICE / ICHRA class guidance
Enter totals for the same population and period. For a combined design, add all applicable plans and administration fees together. These are user-entered scenarios, not quotes.
Deductible and out-of-pocket totals describe exposure, not expected spending. Tax credits, contribution eligibility, HRA design and HSA compatibility need a separate review. Network scores apply to the selected plan; they are not automatically combined across populations.
Choose the administrator after the strategy
Set the contribution and reimbursement rules first. Compare administrators on whether they can administer that strategy, their service model, minimums and total fees. Preserve the value of the funding design rather than letting administration consume it.
Request a strategy reviewBroker support, placement compensation, account service and renewal responsibilities are agreed for each engagement before placement.