Colorado ICHRA market guide · 2027

Colorado ICHRA rates, carriers and employer strategy.

Use this state page as a screening tool, then run census-level quotes by home ZIP, age and household.

Individual trend

+10%

Small-group trend

+14%

Rating areas

Carrier availability and networks vary by county, rating area and ZIP.

What this means for Colorado employers

Colorado DOI reports final statewide average increases of 10% individual and 14% small group. A slower increase does not establish lower premiums or employer savings; compare actual plans and the workforce census.

Status: Final statewide trends · September 22, 2026 · Market Score 81/100

Read the methodology or request an employer-specific ICHRA analysis.

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