ICHRA SUPPORT LINE: 303-903-2054
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No matter the size or location of your business, we can assist you in starting an ICHRA or HRA for your employees through our tailored ICHRA consulting packages. Who do you want to cover with health insurance for employees? How much do you want to contribute? When do you want to begin your ICHRA enrollment services?
With certain exceptions (including the employee's age and family size), an employer must offer the ICHRA on the same terms to all individuals within a class of employees. There are 11 exclusive employee class descriptions:
• Full-time
• Part-time
• Salaried
• Non-salaried (hourly)
• Seasonal
• Employees covered by a particular collective bargaining arrangement.
• Non-resident aliens with no U.S.-based income.
• Employees who have not satisfied their waiting period.
• Temporary employees of staffing firms.
• Employees working in the same insurance rating area (same geographic location, such as state or multi-state region)
• Any combination of two or more of the classes previously mentioned
The employer defines the contribution amount it will contribute, tax-free to the ICHRA. The amount can be as little or as much as the employer wants (no minimum or maximum contribution amounts are required). The contribution amount must be a fixed dollar amount.
Option 1: Defined Contribution by Tier
Contribution by tier is used when an employer wants to contribute to the total premium, including dependent premium cost. The employer determines their health benefit budget and sets a fixed contribution amount, giving equal amounts to all employees regardless of age.
Option 2: Defined Contribution by Relationship
Contribution by relationship is used when an employer wants to contribute based on the people. An employer may specify fixed contribution amounts for the employee, the employee’s spouse, or the employee’s child(ren).
Option 3: Percentage of Benchmark Plan by Relationship (age bands apply)
Benchmarking may be used to determine the fixed contribution amount. By using a percentage of a benchmark plan, an employer can “back into” a fixed dollar amount. However, the employer contribution must be a fixed dollar amount.

Do your employees seek a personalized health insurance shopping experience tailored to their needs? Are you looking for an open enrollment dashboard to effectively track employee progress with our ICHRA enrollment services? Explore our ICHRA consulting packages to enhance the experience further.
Need assistance with ACA reporting related to health insurance for employees? Are you looking for a vendor that integrates with Payroll for seamless management of Employee additions and terminations, as well as ICHRA consulting packages and ICHRA enrollment services?
A major advantage of ICHRA is that it allows businesses to assist employees with their health insurance premiums, while also providing support for out-of-pocket medical expenses such as copayments, Rx, and deductible costs. This is where ICHRA consulting packages and ICHRA enrollment services can play a crucial role in streamlining the process for both employers and employees.
Employees purchase their own Individual and Family Health insurance for employees and receive reimbursement from the company. We also offer ICHRA consulting packages and ICHRA enrollment services to facilitate this process.

No matter the size or location of your business, we can assist you in starting an ICHRA or HRA for your employees through our tailored ICHRA consulting packages. Who do you want to cover with health insurance for employees? How much do you want to contribute? When do you want to begin your ICHRA enrollment services?
The ICHRA Shop offers professional employee benefits enrollment services for employers of all sizes, enabling organizations to simplify open enrollment, increase employee participation, and enhance the overall benefits experience. Our licensed enrollment counselors provide onsite, virtual, and multilingual support, guiding employees through health insurance for employees, ICHRA, individual health insurance, medical, dental, vision, life, disability, voluntary benefits, and employer-sponsored benefit programs. Whether assisting a single location or a nationwide workforce, we deliver personalized one-on-one enrollment assistance, benefits education, and decision support, empowering every employee to confidently select the right coverage while alleviating the administrative burden for HR teams.
Enrollment Services Include:
- Onsite Open Enrollment Meetings
- Virtual & Remote Benefits Enrollment
- Multilingual Benefits Counselors
- One-on-One Employee Enrollment Support
- ICHRA & Individual Health Insurance Enrollment
- Medical, Dental, Vision & Voluntary Benefits
- New Hire & Year-Round Enrollment Services
- Benefits Education & Decision Support
- Multi-State & Multi-Location Enrollment
- Licensed Enrollment Specialists & Benefit Advisors
Why Employers Choose The ICHRA Shop:
From enrollment planning through employee education and ongoing support, The ICHRA Shop provides high-touch ICHRA enrollment services that elevate participation, enhance employee satisfaction, and help employers maximize the value of their benefits investment through tailored ICHRA consulting packages.
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