terms

Terms of Use

Last Updated: July 1, 2026

Please read these Terms of Use carefully before using this website.

By accessing or using this website (the “Site”), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with these Terms, please do not use the Site.

1. About The ICHRA Shop Insurance Agency

This website is operated by Golden Bee Advisors LLC, doing business as The ICHRA Shop Insurance Agency (“The ICHRA Shop,” “we,” “us,” or “our”).

Business Address:
1312 17th Street, PMB 70013
Denver, Colorado 80202
United States

Telephone: (303) 903-2054
Website: https://www.ichra.shop

The ICHRA Shop is an insurance agency and consulting organization that provides information, consulting services, and enrollment assistance related to Individual Coverage Health Reimbursement Arrangements (ICHRAs), individual health insurance plans, and related employee benefit strategies.

2. Educational Information Only

The information provided on this Site is intended for general informational and educational purposes only.

Content on this Site:

does not constitute legal advice
does not constitute tax advice
does not constitute investment advice
does not constitute guaranteed insurance coverage
does not replace professional advice from licensed professionals

Insurance coverage decisions are ultimately determined by the insurance carrier issuing the policy, the terms of the policy, and applicable state and federal regulations.

Users should consult with licensed professionals regarding their specific circumstances.

3. Insurance Availability

Insurance products discussed on this Site:

may not be available in all states
may vary based on location
may vary based on eligibility
may vary based on regulatory requirements

Submission of information through this Site does not guarantee approval for insurance coverage.

Insurance policies are issued solely by licensed insurance carriers and are subject to underwriting and regulatory approval.

4. Third-Party Platforms and Services

The ICHRA Shop may work with third-party technology providers and administrative platforms to support benefits administration and enrollment.

These may include, but are not limited to:

ICHRA administration platforms
insurance marketplaces
carrier enrollment systems
benefits payment systems
scheduling tools
communication platforms

When you access or use third-party systems through links on our Site, those systems are governed by the terms and privacy policies of those third parties.

The ICHRA Shop does not control and is not responsible for the policies, practices, or content of third-party platforms.

5. User Responsibilities

By using this Site, you agree that:

all information you provide is accurate and truthful
you are authorized to submit information for yourself or your organization
you will not use the Site for unlawful purposes
you will not attempt to disrupt or interfere with the operation of the Site
you will not attempt to gain unauthorized access to systems or data

You agree not to upload, transmit, or distribute any content that is unlawful, harmful, fraudulent, defamatory, or otherwise objectionable.

6. Intellectual Property

All content on this Site, including but not limited to:

text
graphics
logos
branding
educational materials
website design
videos
downloadable resources

is the property of The ICHRA Shop Insurance Agency or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.

Content may not be copied, reproduced, republished, or distributed without prior written permission.

7. Limitation of Liability

To the fullest extent permitted by law, The ICHRA Shop Insurance Agency shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or relating to the use of this Site or the information contained on the Site.

This includes, but is not limited to:

reliance on information presented on the Site
enrollment decisions
insurance plan selection
third-party platform usage
interruptions in website availability

All services and content are provided “as is” and “as available.”

8. No Guarantees

The ICHRA Shop does not guarantee:

insurance eligibility
insurance approval
premium pricing
coverage availability
regulatory outcomes

Insurance plans, pricing, and availability are determined by insurance carriers and applicable law.

9. Links to Other Websites

The Site may contain links to external websites operated by third parties.

These links are provided for convenience only.

The ICHRA Shop does not endorse or assume responsibility for the content, policies, or practices of third-party websites.

10. Privacy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and safeguard personal information.

Please review our Privacy Policy here:

https://www.ichra.shop/privacy

11. Changes to These Terms

We reserve the right to update or modify these Terms of Use at any time.

Updates will be posted on this page with a revised effective date.

Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

12. Governing Law

These Terms of Use are governed by the laws of the State of Colorado, without regard to conflict of law principles.

Any disputes relating to these Terms shall be resolved in the state or federal courts located in Colorado.

13. Contact Information

If you have questions regarding these Terms of Use, please contact:

The ICHRA Shop Insurance Agency

Email: info@ichra.shop
Phone: (303) 903-2054
Mailing Address:
1312 17th Street, PMB 70013
Denver, Colorado 80202