Shop • Compare • Enroll • Pay
Complete your benefits package

Benefits Shopping Marketplace

Start with individual medical coverage, then add the protection, savings and everyday benefits that fit your life.

🩺
Start here

Individual Health Insurance

Compare individual medical coverage available in your area. Beginning in 2026, Bronze and Catastrophic plans are generally treated as HSA-compatible; other HSA eligibility rules still apply.

Shop medical plans
💚
Employer HSA partner • Featured

Saga Health HSA

Establish an employer-sponsored HSA program with payroll-deduction and employee-onboarding support.

Start Employer HSA Setup
🏦
Individual HSA option

Bronze Plan + Fidelity HSA

Bronze and Catastrophic plans are generally treated as HSA-compatible beginning January 1, 2026, on or off an Exchange. Other eligibility and disqualifying-coverage rules still apply.

Open a Fidelity HSA
😁
Featured dental partner

NCD Dental by MetLife

Explore NCD dental plans with access to the MetLife PDP Plus network.

Shop NCD Dental
🛡️
Popular protection

Individual Life Insurance

Get a convenient online life insurance quote through Ethos.

Get a life quote
👓
Everyday care

Dental & Vision

Compare dental and vision plans and available carrier choices.

Compare plans
🩹
Supplemental

Accident Plans

Explore benefits for covered accidents, urgent care and emergency treatment.

Shop accident plans
💙
Supplemental

Critical Illness & Cancer

Explore coverage that pays benefits following covered major illnesses.

Explore coverage
💵
Supplemental

Fixed Indemnity

Compare plans that pay scheduled benefits for covered services or events.

Compare plans
📅
Temporary coverage

Short-Term Medical

Explore temporary coverage where available. It does not qualify for CHOICE/ICHRA.

Shop short-term plans
🛒
Multi-benefit cart

Lucie Marketplace

Shop dental, vision, life, accident, critical illness and voluntary benefits.

Shop Lucie
🧴
Eligible products

Bene-Shop

Browse health products that may be eligible for HSA, FSA or HRA funds.

Visit Bene-Shop
👩‍💼
Human help

Live Enrollment Support

Book private help understanding and shopping your benefit options.

Book a meeting
🌿
Employer-funded

Lifestyle Spending Account

Offer a flexible taxable benefit for employer-selected categories such as wellness, family support, education or lifestyle needs.

Explore LSA options
💳
Reimbursement accounts

FSA, LPFSA & HRA

Connect medical strategy with tax-advantaged reimbursement accounts supported through Choice Benefits.

Explore accounts
Two different payment paths

Coverage stays with the provider. Advisory support stays independent.

Insurance premiums, eligibility and enrollment are completed through the carrier or benefit provider shown on each product. The ICHRA Shop’s consulting, analysis and program-management services are scoped separately.

Estimate Advisory Services →
Choice Benefits

One connected benefits experience.

Choice Benefits is The ICHRA Shop’s technology and employee-experience extension, connecting administration, reimbursement accounts, AI guidance, payments and benefits shopping.

Explore Choice Benefits